Let’s clear up some confusion!

Myth #1: “You can’t get approved with bad credit.”
Reality: We help people with all credit types get approved every week.

Myth #2: “You need a big down payment.”
Even a small amount can help — and we’ll work with what you have.

Myth #3: “Dealership financing is always expensive.”
Not true — we often beat bank rates by working with multiple lenders.

Myth #4: “You need a co-signer.”
Not always! Many customers qualify on their own.

Myth #5: “Applying hurts your credit.”
A single credit inquiry for auto financing has minimal impact — and the potential credit boost from on-time payments outweighs it.

?? Truth: The best time to get started is now.
?? Start your approval today